Privacy Policy

1Who We Are

Salpiz ("the App") is a personal expense tracking application. This policy explains what information the App handles, how we protect it, and your choices. Contact us anytime at contact@salpiz.com.

2Account & Phone Number

To use Salpiz you create an account with your mobile phone number. We verify the number with a one-time SMS code (OTP). Your phone number is your account identifier and is required to sign in. The account exists to protect your privacy: it ensures only you can open the App and view your own spending — no one else can see your records.

• We collect your phone number solely to create, verify, and secure your account.
• We do not access your bank accounts, e-wallets (GCash, Maya), or any financial institution.
• We do not read your SMS messages except the verification code you choose to share for sign-in.

3Information We Collect

When you use the App, we collect the following:

• Account data: your phone number and login/verification records.
• Expense data you enter: amounts, dates, categories, notes, budgets, and income entries. This data is stored locally on your device and is not uploaded to our servers.
• Optional profile picture: only if you choose to set one; stored locally on your device.
• Technical data: device type and basic app usage needed to operate and secure the service.

4How Your Data Is Stored & Used

Your expense records are stored locally on your own device and are never uploaded to our servers. We cannot see or access your spending history — only you can, because the data lives on your phone and is protected by your account login. We use your records only on-device to provide the App's features (reports, budgets). We do not sell your personal or financial information.

5Permissions

Salpiz requests only the permissions it needs:

• SMS (optional): used only to auto-fill the verification code during sign-in. We do not read your messages otherwise.
• Camera / Photos (optional): used only if you set a profile picture. We never access your photos otherwise.
• Notifications (optional): used for budget reminders you enable; turn off anytime in system settings.
• Location — approximate (optional): used only to tag where an expense took place (for example, auto-filling the city or area of a transaction). It stays on your device with your records and is never uploaded to our servers. You can turn it off anytime in system settings.

Salpiz does not request access to your contacts, call logs, or microphone.

6Data Sharing

We do not sell your data. We share limited information only with trusted service providers who help run the App:

• An SMS / OTP provider to deliver your verification code.
• Cloud hosting to operate your account — we store only your phone number for sign-in. Your expense records are never sent to cloud storage.

We may disclose data where required by law or to protect the security of the service.

7Children's Privacy

Salpiz is not directed at children under 13. We do not knowingly create accounts for children. If you believe a child has registered, contact us and we will delete the account and its data.

8Your Rights & Choices

• Access: view your records anytime within the App under your account.
• Correction: edit or delete any record within the App.
• Account deletion: delete your account and all associated data — see section 9 or our Account & Data Deletion page.

9Account & Data Deletion

Because your expense records are stored only on your device, deletion happens in two parts:

• Remove your records from your device: uninstall the App, or open Settings → Clear / Delete All Data. This erases your expense records, budgets, and preferences from your phone.
• Delete your account: open Settings → Delete Account and confirm. We permanently delete your phone number and account from our servers. Or email contact@salpiz.com from your registered number; we process it within 30 days.

After deletion, your account cannot be recovered. Your expense records were never on our servers, so nothing remains with us.

10Changes to This Policy

We may update this policy as the App evolves. Material changes will be reflected in the App and on this page with a new "Last updated" date.

11Contact Us

Questions about this policy or the App?
Email: contact@salpiz.com
Website: salpiz.com